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If it wasn’t offered, you’d have to ask and hope for the best. Here’s the new process for obtaining this card: Go to The Discover it Secured Credit Card and apply. If you qualify, you have a chance to establish or rebuild your credit with this card.

I’m happy to say that the Discover it Secured Credit Card now lives online! Before I update this review, let me thank Dave for mentioning this in the Comments section below. After 12 months, Discover will conduct automatic monthly reviews of your payment history to see if you are ready to graduate to an unsecured Discover it Card. I’ve heard from many folks who started with the secured card and graduated to the unsecured Discover it Card.

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